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1. Acceptance
By accessing mangostockmortgage.com (the “Site”), you agree to these Terms of Use. If you do not agree, do not use the Site.
2. Informational use only; not a commitment to lend
Content on the Site is for general informational purposes and does not constitute an offer to lend, a commitment to lend, financial advice, legal advice, tax advice, or a guarantee of any rate, term, or product. Loan approval is subject to underwriting, credit, property, and program guidelines.
3. Rates and calculators
Rate and calculator examples shown on the Site are illustrative, may not reflect current market conditions, and are not a quote. Your actual rate and payment will depend on your credit profile, loan amount, property type, occupancy, loan-to-value, debt-to-income, lock period, lender, and other factors.
4. Eligibility and jurisdiction
We are licensed to originate residential mortgage loans only in the states identified on our Licensing & State Disclosures page. We do not solicit or accept applications from residents of states where we are not licensed.
5. Third-party links
The Site may link to third-party websites for convenience. We do not control and are not responsible for third-party content, products, or privacy practices.
6. Intellectual property
All Site content, including text, graphics, logos, and the Mango Stock Mortgage name and mango logo, is owned by Mango Stock Mortgage or its licensors and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our prior written consent, except for personal, non-commercial use.
7. User submissions
If you submit information through forms on the Site, you represent that the information is accurate and that you have the right to provide it. Do not submit Social Security numbers, account numbers, or other sensitive data through forms that are not specifically secured for that purpose.
8. Disclaimers
THE SITE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
9. Limitation of liability
TO THE FULLEST EXTENT PERMITTED BY LAW, MANGO STOCK MORTGAGE WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE.
10. Governing law and venue
These Terms are governed by the laws of the State of Colorado, without regard to conflict-of-laws principles. Venue for any dispute lies exclusively in the state or federal courts located in [COUNTY] County, Colorado, unless a different venue is required by applicable consumer-protection law.
11. Changes
We may update these Terms at any time. The current version is always posted here with the effective date.
12. Contact
Mango Stock Mortgage, NMLS #2815478 · [COMPLIANCE_EMAIL] · [PHONE]